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FCA Regulated (FRN: 1043993) | 4.8★ Trustpilot | Instant Delivery
Sign In Send Money
FCA Regulated 256-bit Encryption

Your family feels it in seconds.

Send money from the UK to Ghana. FCA regulated. Zero hidden fees.

FCA Regulated
256-bit Encryption
4.8★ Trustpilot
Instant to MTN/Vodafone/AirtelTigo

Send Money Now

1 GBP = 1.00 GHS
Amount You're Sending £100.00
Transfer Fee £1.99
Recipient Will Receive GH₵ 1,441.00

How It Works

Send money home in 4 simple steps. Fast, secure, transparent.

01

Create your account in 2 minutes

Sign up with your phone number. Verify your identity once. Start sending immediately.

02

Enter who receives it

Select from saved recipients or add someone new. Their details are saved for next time.

03

Choose how they get it

Mobile Money, Bank Deposit, or Cash Pickup. Instant delivery to MTN, Vodafone, AirtelTigo.

04

Sent. They're notified instantly.

Your recipient gets an SMS confirmation. Track delivery status in real-time. Share receipt on WhatsApp.

Why M'Cube Pay

Fast, regulated, trusted. Built for the diaspora.

The Rate That Respects You

No hidden fees. No surprises. See the exact rate and fee before you send. What you see is what they get.

Complete Fee Transparency

  • Live exchange rates updated every 10 minutes
  • Fixed £1.99 fee — no percentage charges
  • No hidden costs or surprise deductions
  • Rate guarantee for 15 minutes after calculation

Regulated. Protected. Trusted.

FCA authorised. 256-bit encryption. Your money is protected by UK financial regulations.

Your Security is Our Priority

  • FCA regulated (FRN: 900590)
  • Bank-level 256-bit SSL encryption
  • Full AML and KYC compliance
  • Secure biometric authentication
  • 24/7 fraud monitoring

Ghana in Seconds

Instant delivery to MTN MoMo, Vodafone Cash, AirtelTigo. Your family gets it while you're still on the app.

Lightning-Fast Delivery

  • MTN Mobile Money: Under 60 seconds
  • Vodafone Cash: Under 60 seconds
  • AirtelTigo Money: Under 60 seconds
  • Bank deposits: Within 1 hour
  • Cash pickup: Available immediately
  • Real-time delivery tracking

What Our Customers Say

Join thousands sending money home with confidence

"Money reached my mum in Kumasi in less than a minute. She called me shocked! Best service I've used."

Kwame A. London

"The rate is always better than my bank. And the FCA regulation gives me peace of mind. Highly recommend."

Ama D. Manchester

"I send money every month. The app is so easy to use and my family gets it instantly. No more waiting days."

Emmanuel K. Birmingham

"Customer support is amazing. They helped me verify my account in minutes. Very professional team."

Abena M. Leeds

"Been using M'Cube for 2 years. Never had a single issue. The fees are fair and the rate is transparent."

Kofi B. Bristol

"My sister received the money before I even left the app. Incredible speed. This is the future of remittance."

Yaw S. Liverpool
4.8
Rated Excellent on Trustpilot
Emmanuel in London sent £200 to Accra — 38 seconds ago Ama in Manchester sent £150 to Kumasi — 2 minutes ago Kwame in Birmingham sent £300 to Takoradi — 5 minutes ago Abena in Leeds sent £100 to Tema — 8 minutes ago Kofi in Bristol sent £250 to Cape Coast — 12 minutes ago Emmanuel in London sent £200 to Accra — 38 seconds ago Ama in Manchester sent £150 to Kumasi — 2 minutes ago Kwame in Birmingham sent £300 to Takoradi — 5 minutes ago